Verification process for auto loan?

Verification process for auto loan?

I am a first time buyer with a credit score of 550, 631 and 640. I have alot of student loan debt, but recently applied for a car loan. The dealer told me that every other lenders need me to have a co-signer. I dont want a co-signer, I am working on my credit history. They asked me for my apartment address and phone number. What are they going to do? verify my address information? dont I need to give them permission to check that first? are they going to inquire about my payment history or just verify that my lease is in my name? Why is it so hard for me to get approved? Is my score really that bad? Any assistance would be greatly appreciated

 

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How is it that my car insurance renewal has gone up by 60 per year and when I rang the company to cancel explaining that they are far too expensive, they then try to offer me more discount. Why not just offer this when the renewal is sent in the post Just to add I still didn't take the insurance and cancelled as the discount only consisted of 30 and I've had a quote elsewhere for 300 cheaper. BTW I have 9 years no claims, no points, no convictions and only drive a 1.4 car

 

 

Can I get medi-cal if I already have health insurance?

I am insured with blue shield in California, and just found out I'm pregnant. My insurance doesn't cover prenatal care. I know my income qualifies me for California's medi-cal coverage for pregnant women, but will having insurance make it so that I won't qualify for medi-cal? Also, my live in boyfriend makes more than the income cap. Will that affect things? I just want to make sure I get some sort of medical care.

 

 

How can i get cheap car insurance?

cheap car insurance

 

 

Tips on how to get first time drivers car insurance down?

Hey, so I have my driving test on June 3rd but i am looking to buy a car before then in these next few weeks. Ive been getting some quotes on some possible cars but the cheapest quote i am getting is 4,500, which is absolutly ridiculous! I thought 2,000 was pushing it and i dont intend to pay more than 2,000 a year. The cars ive been looking at are Peugot 206s, Vauxhall Corsa SXI, and Renault Clio's. Which i believe are in the cheapest insurance band. I just dont understand why im getting quotes of 4000/5000. Most of my firends with similar cars pay 1,500 a year which seems right. I must be doing something wrong. Can anyone give me tips on how to get the price down. Should i add my mum as an additional driver? Do modified cars (alloys and tinted windows) dramatically increase the insurance price? Any reccomended insurance companies? Thanks guys!

 

 

Would a classic (1990s) range rover, have cheaper insurance than a classic (1990s) mini cooper?

im 17 and I KNOW THE PRICE OF INSURANCE WILL BE HIGH BECAUSE IM 17!!! but im jus wondering because of the range rover being bigger and with more safety features, it will cost less in insurance?

 

 

What are some affordable Health Insurance Options in NYC for Latin American father and his child to be?

My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?

 

 

Car insurance for a 16 year old?

I am getting my g2 (I'm in Ontario) soon, and would like to purchase my own car. I can go through my parents insurance, but I couldn't be a secondary driver as there would be 3 cars in the house. Could I put it under my grandfathers name and be a secondary driver? Or just get insurance by myself? How much should I expect to pay? I have done drivers ed if that helps. Thanks !

 

 

Insurance claim and deductible questions?

I scratched somebody's car while they were parked, so it was my fault. Damages were minor. Since my car is old and I've dropped coverage on my own car (I have coverage for the other car), I have no plan to fix mine. And the other party offered to settle on our own and not go to the insurance company. So, the questions are: 1. If I claim to my insurance company, how much out-of-pocket do I have to pay? His deductible? Or $0 (since I am not fixing mine)? 2. Would my insurance rate will go up even though I have a clean, no at-fault, claim for at least 10 years? 3. Is this settle on our own legal? And anything to watch out for? 4. What would you do if you were me? Thanks much!

 

 

Switching insurance - will my accutane be covered??

In a weird spot - will be switching insurance within a month and a half... but i'm just starting accutane now... will the treatment be covered when i switch health insurance companies?! please help!

 

 

High School Sport Insurance?

If i want to join track for high school as a freshman and i don't think i have health insurance... do i need it to join?

 

 

Where can i get on birthcontrol cheap and without insurance in dc or md?

I really need to get on birthcontrol and i'm looking to get on the pill. i need something affordable and i dont have insurance. I also go to school in a different state than where i live so i would need to get it comehwere that allows me to pick it up from different pharmacies depending on where I am at the time.

 

 

Home contents insurance?

im looking for an all in one contents insurance. which will cover mechancal breakdown of white goiods, tvs etc... as i recenetly found out the isurance i have got only covers incase of flooding, fire and theft. not when my cooker blew up. please help, as im new to having my own flat and nver had to do things like this before

 

 

Need to find affordable health insurance?

My health insurance just went up again. I live in New York any places i can check out? It will be greatly appreciated

 

 

Will i still get accepted on my husbands insurance while already pregnant before him getting the job?

I recently found out that i am pregnant and i'm planning on getting medicaid but i'm not sure that if once my husband get a job with health insurance if it will affect the medicaid and that if me being pregnant before him getting the job would affect me getting accepted to his insurance?

 

 

Maternity Leave Insurance?

My husbands cousin told me about an insurance that covered her maternity leave. She got this insurance when she was 5 months pregnant and it covered her for 3 months of time off. My employer does not offer paid time off and I need an insurance that will cover my maternity leave even though Im pregnant right now. She doesnt remember what insurance it was.

 

 

How do you switch from motability to owning a car with the UK's new car insurance policies?

Ok we've got a small problem. At present we get a car from motability, but we want to switch to owning our own car, but we have a major problem with this new all cars must be insured at all times or declared SORN scheme. The problem we have is that our motability car goes back in October. We're in a rural location so we need a car ready for when the switch over happens. At present with the motability insurance their insurance only insures one vehicle, the motability one, and can't have additional vehicles added to it. We've got a few quotes from insurance companies who have told us that when the motability lease expires they will give us the no claim discount based on the motabiity insurance, but they wont give us that discount until the motability car goes back. So what we want to do is get the new car before October, put it on the drive, check everything is ok with it, and then insure it when we start using it on the road when the motability vehicle goes back. Only problem is with this new law we can't do that without declaring the vehicle SORN. Some of the vehicles we've seen come with a few months road tax, so we don't really want to lose that by declaring it SORN, just for a few weeks (or is the tax disc still valid when you remove the SORN on the car?), we also don't want to insure the vehicle before the motability vehicle goes back as we wont get any NCB from the new insurer and that will cost us about an extra 500 in insurance (our current insurance price is about 500-600 but with 0 years no claims it goes up to around 1,000-1,100 - we have 3 years no claims with motability and I've held my driving licence for 6 years). I've read that you don't need this compulsory insurance if the vehicle is in trade, or between registered owners. That is one option, but how long after you buy a vehicle can you keep it in that status, would we be able to keep it like that for a few weeks or is it pretty much instant when we get the car. Obviously I realise I would need some kind of temporary one day insurance to drive the vehicle home after purchase.

 

 

Why are our insurance rates going to go up again?

When Obama pushed his Affordable Care Act, he said that insurance premiums for families would go down. Last year mine went up. Now that the plan will be put in place fully next ...show more

 

 

Car insurance?

how do i get cheap insurance for my son, he has only just passed his test couple of weeks ago. we stay in the UK.

 

 

How much time is given for car insurance company to settle a claim?

my car was hit in parking lot and insurance is dragging its feet to investigate. how much time is officially allowed for this investigation and what are my rights bacause it has been 30 days today. i have a full insurance on this car and insurance company is investigating as a fraud claim!. insurance from metlife!

 

 

How much (Aprox.) would car insurance cost for a living in Iowa?

19 year old male living in Iowa, zip code 50659 '96 Camaro.

 

 

How much does it cost to add a 16 year old female driver to an auto insurance policy?

How much does it cost to add a 16 year old female driver to an auto insurance policy?

 

 

What insurance policies are available for an online real estate business?

How does insurance helps to secure any online business ? What are the prime areas of concern that need to be addressed?

 

 

How good is USAA auto insurance?

I heard about a company called USAA for auto insurance yesterday. I think it's a website for military officers, and ex-officers or enlisted people. My dad was in the Air Force and I think that qualifies, but I dont know how good this company is or how well they deal with claims. Please tell me about your experiences with them.

 

 

Please recommend any cheap auto insurance companies in Kentucky!?

Louisville, Kentucky insurances are preferable or any national ones are fine.

 

Verification process for auto loan?

I am a first time buyer with a credit score of 550, 631 and 640. I have alot of student loan debt, but recently applied for a car loan. The dealer told me that every other lenders need me to have a co-signer. I dont want a co-signer, I am working on my credit history. They asked me for my apartment address and phone number. What are they going to do? verify my address information? dont I need to give them permission to check that first? are they going to inquire about my payment history or just verify that my lease is in my name? Why is it so hard for me to get approved? Is my score really that bad? Any assistance would be greatly appreciated

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